Open Enrollment
The benefit open enrollment period will be Wednesday, April 30, 2025 through Wednesday, May 14, 2025. Online enrollment is available through https://plsas.bswift.com for qualifying employees of Prior Lake-Savage Area Schools. Click here to begin benefits enrollment. The benefits elected will be effective July 1, 2025 through June 30, 2026.
For newly hired employees throughout the year: New employees have 30 days from date of hire to enroll in insurance benefits. Insurance benefits are effective the first date of employment.
Plan Overview & Frequently Asked Questions
2025-26 PLSAS Benefits Review 2025-26 Benefits Enrollment Guide
Do I need to Re-enroll?
Highly Recommended! Blue Cross Blue Shield will continue to be our health insurance carrier. We highly recommend reviewing the benefits and documents on the Employee Benefits Open Enrollment page, in the Benefit Guide, and in the attachments tab of the Video.
This is also a time to re-evaluate your current benefits and make changes for the 2025-2026 year. Changes and enrollment made during open enrollment become effective July 1, 2025. If you make no changes and do not log into the enrollment portal, the 2024-25 plan year will rollover to the 2025-26 plan year.
IMPORTANT: Flexible Spending Accounts (Medical FSA and Dependent Care FSA), do NOT automatically carry forward! To participate in FSA, you are required to re-enroll in medical and dependent flexible spending accounts. Be sure to review your dental and/or supplemental life insurance elections and also review your designated beneficiaries for the district provided group life insurance.
Benefit Communications in one spot!
Where to go? Here! Links to all Benefit Communications can be found by clicking the button below.
Medical Provider Networks
Check to see if your healthcare facility or provider is in the BCBS network(s). IMPORTANT NOTE: If the clinic is in-network, then you can assume all the providers are also in-network. BCBS contracts by clinic/care system rather than by individual provider. The networks for the different health plans are Blue Performance Regional Network and Aware Network.
Double Option, VEBA & HDHP Plan Network
Aware Click here to find a doctor
Triple Option Plan: Tier 1
Blue Performance Regional Click here to find a doctor
Triple Option Plan: Tier 2
Aware Click here to find a doctor
*Triple Option Plan: You get the greatest benefit when you go to providers in the Blue Performance Regional network. Members also have access to the Aware network. The member pays more if they receive services that are not in the Blue Performance Regional Network.
How much does it cost?
Sign into BSwift to see the list of benefits available to you along with the costing. Also, you can click below on the costing sheet for your group. Individual contracts/terms and conditions available upon request from HR.
Am I eligible for benefits?
| Benefit | Provider | Must work at least | Require Action during Open Enrollment? |
| Medical Insurance | Blue Cross Blue Shield | Teachers - 20 hours/week All other staff - 30 hours/week |
No - highly suggested to look at BCBS structure, network, and supported programs |
| Dental Insurance | Delta Dental | Teachers - 20 hours/week Other Staff - 30 hours/week, depending on terms and conditions |
No - only if making changes |
| Flexible Spending Accounts - Medical | OneBridge | 14 hours/week | Yes |
| Flexible Spending Accounts - Dependent Care | OneBridge | 14 hours/week | Yes |
| Basic Life Insurance and AD&D | VOYA | See your contract terms and conditions | No - only if changing or adding a beneficiary |
| Voluntary Supplemental Life Insurance and AD&D | VOYA | See your contract terms and conditions | No - Highly suggested. Premium change to age-graded structure. VOYA is offering a one-time open enrollment up to the guaranteed amount of supplemental employee, spouse, and child life insurance. |
| Voluntary Dependent Life Insurance | VOYA | See your contract terms and conditions | No - only if making changes |
| Long-Term Disability | VOYA | See your contract terms and conditions | No |
How do I enroll?
Open Enrollment is hosted online through BSwift, click here for instructions.
questions?
Please read the questions and answers above before contacting Human Resources.
Terrie Schoenbauer
Benefits Coordinator
tschoenbauer@plsas.org